When is it beneficial to re-finance my investment?
This depends on how your condo investment fits into your overall…
Will I be able to get a Mortgage Rate held until closing?
When you apply for a pre-approval the rate and application is…
I don’t know if I will be owner occupying my suite, how will that affect my pre-approval?
There are some important differences between applying for a mortgage…
If I get pre-approved when I purchase a condominium that doesn’t close for 5 years, does that guarantee that I will get a mortgage at closing?
The pre-approval is by no means a guarantee that mortgage financing…
At the time of closing, if my condominium is worth more than I paid - how soon can I look to refinance to pull money out?
Even though the market value of your condo may have gone up substantially…
Is there a minimum square footage required in order to get financing for a condo?
Although there is currently no official minimum square footage…
Understanding Incentives: Free Maintenance Fees for x Months
A free maintenance fee for “x” months (typically 12 or 24…
Understanding Incentives: Rental Guarantees
Rental Guarantees have become one of the most popular incentives…
Understanding Incentives: Cash Backs
Cash backs are offered as an additional discount on top of the…
What is the Best Project to Buy?
There is no blanket answer for everyone and the “best” projects…
Why Do I Need to Provide My SIN Number When I Purchase a Condo?
The deposits that you put down to purchase a pre-construction…
What is the process to Purchase at the beginning of a new condominium launch with a Platinum Agent?
Below are the (typical) steps involved in purchasing a suite…
What is the 10 Day Rescission Period?
The Rescission Period is also referred to as the “Cooling Off…
At what point do I need to get a Mortgage when buying Pre-Construction Condos?
A mortgage is not required until final possession which is typically…
Is Toronto Building Too Many Condominiums?
Are we building too many condominiums and will that have any…
Understanding Market Appreciation and Platinum Price Appreciation
Market appreciation occurs through the natural growth of the…